Privacy Policy

What Does Alliance Credit Union Do With Your Personal Information?

  • Why?

     

    Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

  • What?

     

    The types of personal information we collect and share depend on the product or service you have with us. This information can include:
    • Social Security Number and account transactions
    • Checking account information and credit history
    • Credit scores and employment information

  • How?

     

    All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information, the reasons Alliance Credit Union chooses to share, and whether you can limit this sharing.

Reasons We Can Share Your Personal Information

  • For Our Everyday Business Purposes

     

    Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus.

    Does Alliance Credit Union share?
    • Yes

    Can you limit this sharing?
    • No

  • For Our Marketing Purposes

     

    To offer our products and services to you.

    Does Alliance Credit Union share?
    • Yes
    Can you limit this sharing?
    • No

  • For Joint Marketing With Other Financial Companies

     


    Does Alliance Credit Union share?
    • Yes
    Can you limit this sharing?
    • No

  • For Our Affiliates’ Everyday Business Purposes

     

    Information about your transactions and experiences.

    Does Alliance Credit Union share?
    • No
    Can you limit this sharing?
    • We don't share

  • For Our Affiliates To Market To You

     

    Information about your creditworthiness.

    Does Alliance Credit Union share?
    • No
    Can you limit this sharing?
    • We don't share

  • For Nonaffiliates To Market To You

     

    Does Alliance Credit Union share?
    • No
    Can you limit this sharing?
    • We don't share

What We Do:

  • How Does Alliance Credit Union Protect My Personal Information?

     

    To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

  • How Does Alliance Credit Union Collect My Personal Information?

     

    We collect your personal information, for example, when you:

    • Open an account or deposit money
    • Pay your bills or apply for a loan
    • Use your credit or debit card

    We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

  • Why Can’t I Limit All Sharing?

     

    Federal law gives you the right to limit:

    • Sharing for affiliates’ everyday business purposes – information about your creditworthiness
    • Affiliates from using your information to market to you sharing for nonaffiliates to market to you

    State law and individual companies may give you additional rights to limit sharing.

Definitions:

  • Affiliates

     

    To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

    Alliance Credit union has no affiliates.

  • Nonaffiliates

     

    Companies not related by common ownership or control. They can be financial and nonfinancial companies.

    Nonaffiliates we share with can include insurance companies, government agencies, plastic card processors (credit/debit/ATM), financial statement publishers or printers, mortgage service companies, consumer reporting agencies, data processors, and check/share draft printers.

  • Joint Marketing

     

    A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

    Our joint marketing partners include CUNA Mutual Group’s MEMBERCONNECT and credit card companies.

Questions?

Call 800.432.6928 or go to www.alliancecufl.org