Current Rates and Dividends

  • Savings Rates

     

    Account Type

    Minimum Average Daily Balance Requirement to Earn Dividends

    Dividend Rate

    APY**

    Primary and Extra Savings $0.00 0.01% 0.01%
    $1,500 0.05% 0.05%
    $5,000 0.08% 0.08%
    $25,000 0.10% 0.10%
    Holiday Club
    Vacation Club
    Specialty Club    		 $100.00 0.10% 0.10%
    IRA Accounts $100.00 0.40% 0.40%

  • Checking Rates

     

    Account Type

    Minimum Average Daily Balance Requirement to Earn Dividends

    Dividend Rate

    APY**

    Primary Checking $0.00 0.00% 0.00%
    $25,000.00 0.00% 0.00%
    $25,000.00 - $49,999.99 0.00% 0.00%
    $50,000+ 0.00% 0.00%

  • Certificate Rates

     

    Term

    Minimum Deposit

    Interest Rate

    APY**
    Standard CDs
    6 Months $1,000 2.25% 2.25%
    12 Months $1,000 2.45% 2.45%
    24 Months $500 2.50% 2.50%
    36 Months $500 2.75% 2.75%
    Super CDs
    6 Months $1,000 2.25% 2.25%
    12 Months $1,000 2.45% 2.45%
    24 Months $500 2.50% 2.50%
    36 Months $500 2.75% 2.75%
    Jumbo CDs
    6 Months $1,000 2.25% 2.25%
    12 Months $1,000 2.45% 2.45%
    24 Months $500 2.50% 2.50%
    36 Months $500 2.75% 2.75%

  • Money Market Rates

     

    Account Type

    Minimum Average Daily Balance Requirement to Earn Dividends

    Dividend Rate

    APY**
    Money Market Solutions $0.00 – $9,999.99 0.10% 0.10%
    $10,000.00 – $24,999.99 0.15% 0.15%
    $25,000.00- $49,999.99 0.20% 0.20%
    $50,000.00+ 0.25% 0.25%