Current Rates


  • Savings Rates

     

    Account Type

    Minimum Average Daily Balance Requirement to Earn Dividends

    Dividend Rate

    APY**

    1st Savings $0.00 0.05% 0.05%
    1st Plus Savings $1,500 0.10% 0.10%
    1st Performace Savings $5,000 0.10% 0.10%
    1st Premier Savings $25,000 0.10% 0.10%
    Holiday Club
    Vacation Club
    Specialty Club
    $100.00 0.10% 0.10%
    IRA Accounts $100.00 0.40% 0.40%

    Prospective Dividends for June 30, 2019

  • Checking Rates

     

    Account Type

    Minimum Average Daily Balance Requirement to Earn Dividends

    Dividend Rate

    APY**

    Just Checking $0.00 0.00% 0.00%
    E-Checking $0.00 0.00% 0.00%
    1st Advantage Checking $25,000.00 0.00% 0.00%
    Rewards Checking $25,000.00 - $49,999.99 0.00% 0.00%
    $50,000+ 0.00% 0.00%

    Prospective Dividends for June 30, 2019

  • Certificate Rates

     

    Term

    Minimum Deposit

    Interest Rate

    APY**

    Special CDs
    6 Months $5,000 1.25% 1.25%
    12 Months $5,000 2.3% 2.3%
    Standard CDs
    6 Months $1,000 0.20% 0.20%
    12 Months $1,000 0.45% 0.45%
    24 Months $500 0.70% 0.70%
    36 Months $500 0.95% 0.95%
    Super CDs
    6 Months $25,000 0.20% 0.20%
    12 Months $25,000 0.45% 0.45%
    24 Months $25,000 0.70% 0.70%
    36 Months $25,000 0.95% 0.95%
    Jumbo CDs
    6 Months $50,000 0.20% 0.20%
    12 Months $50,000 0.45% 0.45%
    24 Months $50,000 0.70% 0.70%
    36 Months $50,000 0.95% 0.95%

    Prospective Dividends for June 30, 2019 (Subject to Change)

  • Money Market Rates

     

    Account Type

    Minimum Average Daily Balance Requirement to Earn Dividends

    Dividend Rate

    APY**

    1st Money Market $0.00 – $9,999.99 0.10% 0.10%
    1st Solutions Money Market $10,000.00 – $24,999.99 0.15% 0.15%
    $25,000.00- $49,999.99 0.20% 0.20%
    $50,000.00+ 0.25% 0.25%

    Prospective Dividends for August 31st, 2019